All new Securities-Backed Line of Credit (SBLOC) applications must now be submitted through the TALEA® loan automation platform.

Apply though TALEA

TALEA (pronounced ta-LAY-a) is a secure, intuitive platform that streamlines the SBLOC application and origination process from start to finish. 

How to access TALEA

• Log in via Kestra’s AdvisorComplete using the single sign-on link.
• Navigate to New Account Applications.
• Select Create a New Loan Application Package.
• TALEA will guide you step-by-step through the application process.

Paper application option

• Log in to TALEA and complete the required information. 
• In the Document Completion section, choose Print and Mail (You will be completing the loan package on behalf of the borrower. The loan package may be saved in a PDF format for you to deliver. The borrower will be required to physically sign each loan document.)

Application & approval process 

• The financial professional, or admin initiates the loan application in TALEA.
• Once submitted by the financial professional/admin, TALEA routes the loan application to the client for approval and signature.
• Upon submission to the bank, the bank begins the underwriting process.
• If additional documentation is required during underwriting, your client will be contacted directly.
• Once the SBLOC is approved, your client will be notified.

 After approval

• Your client will receive two welcome communications (sent separately for security):  
  • One containing their User ID 
  • One containing their password 
  • These will include step-by-step instructions for accessing their account online

• Monthly statements will be generated if the SBLOC has an outstanding balance.  Click here to see a sample.